How to Save with a Variable Mortgage

Mortgage Tips Sorin Badea 23 Jan

How to Save with a Variable Mortgage. When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type of buyer and the historical trends. When it comes to variable versus fixed-rate, it is important to understand […]

Read More

Refinancing Your Home

Mortgage Tips Sorin Badea 22 Jan

Refinancing Your Home. One of the best parts about life is that it is ever-changing. This is one of the reasons that mortgages are available on short-term contracts (such as the standard 5-year) so that you can adjust your mortgage over time to best suit your needs. However, in some cases you cannot wait until […]

Read More

Millennials vs Gen X’ers

General Sorin Badea 21 Jan

Millennials vs Gen X’ers. Are millennials better or worse off than Gen-Xers at the same age? Millennials are now the largest generation of people in Canada. They’re the most educated and diverse generation, but they face unique challenges… Millennials had higher after-tax household incomes than young Gen-Xers. Median after-tax household income between 25 and 34 […]

Read More

Find Your Perfect Home Type

General Sorin Badea 20 Jan

Find Your Perfect Home Type. When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a townhouse to a modular home, the choices are seemingly endless. But, before you start widening your search, let’s take a look at what makes these home types […]

Read More

First-Time Home Buyer

Mortgage Tips Sorin Badea 20 Jan

First-Time Home Buyer. Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! While people don’t always dream of the perfect mortgage, we do grow up thinking of a white picket fence and our dream home. Even if you imagined your dream home as […]

Read More

Getting the Down Payment Down

Mortgage Tips Sorin Badea 21 May

Getting the Down Payment Down. A down payment is one of the most essential aspects of every mortgage application and new home purchase. In Canada, home purchases require a minimum cash payment from your own funds that is put towards the purchase. This is your down payment and is considered your stake in the deal. […]

Read More

25 Secrets Your Banker Doesn’t Want You to Know

Mortgage Tips Sorin Badea 20 May

25 Secrets Your Banker Doesn’t Want You to Know. Twenty-five or thirty years can sound like an impossibly long time to service a loan – and for many of us, it is. If you are looking to pay off your mortgage faster, here are some tried-and-true tactics to get you to financial freedom that much […]

Read More

Outside The Box

General Sorin Badea 19 May

Outside The Box. For most Canadians, a home looks like a few different things. It is either a single-family dwelling, a townhome, condominium or a high-rise. But Daniel Croft, Vice President of Giant Container Services, is looking to change that! In the quest to find less expensive housing and alternatives to the conventional home, we […]

Read More

Common Myths About Credit Scores

Mortgage Tips Sorin Badea 5 May

Making The Grade: Common Myths About Credit Scores. How is your credit score calculated? It is a complex answer and, as such, common myths persist. Today, we are going to help you get a better understanding of your credit score and how to make the grade by busting the most common credit score myths! MYTH […]

Read More

The Top 7 Misconceptions About Reverse Mortgages

Mortgage Tips Sorin Badea 5 May

The Top 7 Misconceptions About Reverse Mortgages. How much do you really know about reverse mortgages? Maybe you know that reverse mortgages can help Canadians 55+ access the equity in their home, tax-free. Maybe you know that tens of thousands of Canadians are using a reverse mortgage as part of their financial plan. But did […]

Read More