Getting the Down Payment Down

Mortgage Tips Sorin Badea 21 May

Getting the Down Payment Down. A down payment is one of the most essential aspects of every mortgage application and new home purchase. In Canada, home purchases require a minimum cash payment from your own funds that is put towards the purchase. This is your down payment and is considered your stake in the deal. […]

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Outside The Box

General Sorin Badea 19 May

Outside The Box. For most Canadians, a home looks like a few different things. It is either a single-family dwelling, a townhome, condominium or a high-rise. But Daniel Croft, Vice President of Giant Container Services, is looking to change that! In the quest to find less expensive housing and alternatives to the conventional home, we […]

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Common Myths About Credit Scores

Mortgage Tips Sorin Badea 5 May

Making The Grade: Common Myths About Credit Scores. How is your credit score calculated? It is a complex answer and, as such, common myths persist. Today, we are going to help you get a better understanding of your credit score and how to make the grade by busting the most common credit score myths! MYTH […]

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The Top 7 Misconceptions About Reverse Mortgages

Mortgage Tips Sorin Badea 5 May

The Top 7 Misconceptions About Reverse Mortgages. How much do you really know about reverse mortgages? Maybe you know that reverse mortgages can help Canadians 55+ access the equity in their home, tax-free. Maybe you know that tens of thousands of Canadians are using a reverse mortgage as part of their financial plan. But did […]

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Getting a Mortgage When You’re New to Canada

Mortgage Tips Sorin Badea 9 Apr

Getting a Mortgage When You’re New to Canada. Canada has seen a surge of international migration over the last few years. In 2019, we welcomed a total of 313,580 immigrants to the country! This is an increase of 40,000 individuals when compared to 2017 numbers. According to planned immigration levels, it is estimated that Canada […]

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5 Expenses Most Canadians Don’t Expect in Retirement

Mortgage Tips Sorin Badea 9 Apr

5 Expenses Most Canadians Don’t Expect in Retirement. According to a recent CIBC poll, nearly half (48%) of retired Canadians stopped working sooner than they expected. The result is that many retirees have saved less for retirement than they planned, making unexpected expenses all the more stressful once the income tap has run dry. But […]

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